Introduction
Peach State Federal Credit Union, established in 1940, is a not-for-profit financial cooperative dedicated to serving the financial needs of its members in Georgia. With over 265,000 members and $3.5 billion in assets, Peach State FCU is one of the largest credit unions in the state.
Our Commitment to You
As a member-owned financial institution, Peach State FCU exists solely to serve the financial well-being of our members. Our mission is to provide:
Our Products and Services
Peach State FCU offers a wide range of products and services to meet your financial needs:
Why Bank with Peach State FCU?
Benefits of Membership
Stories that Inspire
John's Home Ownership Dream
John, a young professional, had always dreamed of owning a home. However, high mortgage rates and limited down payment options made his dream seem unattainable. He turned to Peach State FCU for help. Our mortgage advisor worked with him to secure a competitive interest rate and a low-down payment loan, enabling him to purchase his first home.
Maria's Investment Journey
Maria, a retired nurse, wanted to grow her savings for the future. She met with a Peach State FCU Investment Advisor who helped her create a personalized investment portfolio that aligned with her financial goals and risk tolerance. Over time, her investments grew significantly, providing her with financial security in her retirement years.
Local Community Support
Peach State FCU is committed to supporting the communities we serve. Our recent initiatives include:
Tips and Tricks for Financial Success
Frequently Asked Questions (FAQs)
Q: Is my money safe at Peach State FCU?
A: Yes, your deposits are insured up to $250,000 by the NCUA, a U.S. government agency.
Q: Can I bank with Peach State FCU if I'm not an employee of a partner organization?
A: Yes, anyone who lives, works, worships, or attends school in Georgia is eligible to join Peach State FCU.
Q: What are the requirements to become a member?
A: To join Peach State FCU, you need to open a savings account with a minimum deposit of $5.
Q: What are the benefits of the dividend program?
A: Dividends are paid annually to members based on their account balances and the credit union's financial performance. Dividends can help you grow your savings faster and reduce your overall financial expenses.
Q: How can I apply for a loan from Peach State FCU?
A: You can apply for a loan online, by phone, or in person at one of our branches. Our loan advisors will work with you to determine the loan option that best suits your needs.
Q: What are my options for managing my finances with Peach State FCU?
A: We offer a variety of convenient ways to manage your finances, including online banking, mobile banking, and a network of ATMs.
Conclusion
Peach State Federal Credit Union is your trusted financial partner in Georgia. We are committed to providing personalized service, competitive rates, and convenient solutions to help you achieve your financial goals. Join Peach State FCU today and discover the difference a member-owned financial institution can make in your financial life.
Call-to-Action
Visit our website at www.peachstatefcu.org or call us at 1-800-421-9124 to learn more about our products and services and to open an account today.
Savings Accounts
Account Type | Minimum Deposit | Interest Rate (APY)** |
---|---|---|
Regular Savings | $5 | 0.25% |
Money Market Account | $2,500 | 0.35% |
High-Yield Savings | $10,000 | 0.50% |
Loans
Loan Type | Interest Rate (APR)** | Term |
---|---|---|
Auto Loan | 2.99% - 8.99% | 12 - 84 months |
Home Loan | 3.25% - 6.25% | 15 - 30 years |
Personal Loan | 9.99% - 17.99% | 12 - 60 months |
Credit Cards
Card Type | Interest Rate (APR)** | Annual Fee |
---|---|---|
Classic Credit Card | 14.99% | $0 |
Rewards Credit Card | 16.99% | $75 |
Preferred Credit Card | 12.99% | $125 |
APY = Annual Percentage Yield. *APR = Annual Percentage Rate. Rates and terms are subject to change.
"Peach State FCU has been my financial home for over 15 years. Their friendly staff and personalized service make it easy for me to manage my money and meet my financial goals." - Sarah S.
"I'm grateful for the mortgage loan I got from Peach State FCU. They helped me secure a low interest rate and a comfortable monthly payment, making my dream of homeownership a reality." - John M.
"The dividend program at Peach State FCU has been a game-changer for me. It's helped me grow my savings faster and reduce my overall financial expenses." - Maria C.
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