Michigan First Credit Union, the largest credit union in Michigan and the fifth largest in the United States, has dedicated itself to providing its members with exceptional financial services and support for over 80 years. With a mission to empower its members financially, Michigan First has become a trusted partner for individuals and families across the state.
Since its inception in 1931, Michigan First has grown to boast over $8.5 billion in assets and serve more than 370,000 members. The credit union's financial strength and stability have earned it a 5-star rating from Bauer Financial, the nation's leading independent bank and credit union rating firm. This rating reflects Michigan First's exceptional financial performance and low risk profile.
Michigan First's commitment to member service is unwavering. The credit union's dedicated team of professionals provides personalized assistance and tailored financial solutions to meet the unique needs of each member. With a wide range of products and services, Michigan First empowers its members to manage their finances confidently and achieve their financial goals.
Joining Michigan First Credit Union opens up a world of financial benefits and advantages:
Michigan First offers a comprehensive suite of products and services to meet the diverse financial needs of its members, including:
Checking Accounts
Savings Accounts
Loans
Credit Cards
Investments
While joining a credit union like Michigan First offers numerous benefits, it's important to avoid certain common mistakes to ensure a smooth and positive experience:
Pros:
Cons:
1. What is a credit union?
A credit union is a not-for-profit financial cooperative owned by its members. Members pool their savings and share the profits through lower fees, higher interest rates, and other benefits.
2. Who can join Michigan First Credit Union?
Anyone who lives, works, worships, or attends school in Michigan is eligible to join Michigan First Credit Union.
3. How do I open an account with Michigan First Credit Union?
You can open an account online, by phone, or at any Michigan First branch. You will need to provide your personal information, proof of identity, and proof of address.
4. What are the fees associated with Michigan First accounts?
Michigan First offers a wide range of no-fee accounts, including checking, savings, and money market accounts. Some accounts may have minimum balance requirements or other fees, which are disclosed in the account terms and conditions.
5. How can I access my Michigan First account?
You can access your account online, by phone, or at any Michigan First branch. You can also use the Michigan First mobile app to manage your finances on the go.
6. What is the Routing Number for Michigan First Credit Union?
The Routing Number for Michigan First Credit Union is 272975310.
7. What is the SWIFT Code for Michigan First Credit Union?
The SWIFT Code for Michigan First Credit Union is MFCUUS33.
8. How do I contact Michigan First Credit Union?
You can contact Michigan First Credit Union by phone at (888) 244-3131 or by email at email protected
Empower your financial future with Michigan First Credit Union. Join today and start enjoying the benefits of lower fees, higher returns, and personalized financial advice. Visit the Michigan First website at www.michiganfirst.org or call (888) 244-3131 to learn more and open your account.
Metric | Value |
---|---|
Assets | $8.5 billion |
Members | 370,000+ |
Branches | 100+ |
ATMs | 500+ |
Bauer Financial Rating | 5 stars |
Loan Type | Interest Rate Range (APR) |
---|---|
Personal Loans | 6.99% - 17.99% |
Home Loans (30-Year Fixed) | 4.25% - 6.50% |
Auto Loans (New Vehicles) | 3.99% - 8.99% |
Business Loans | 7.99% - 12.99% |
Account Type | Interest Rate (APY) |
---|---|
Regular Savings Account | 0.15% |
Money Market Account | 0.25% |
12-Month Certificate of Deposit | 0.50% |
36-Month Certificate of Deposit | 0.75% |
60-Month Certificate of Deposit | 1.00% |
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