Peach State Federal Credit Union is a not-for-profit financial institution dedicated to serving the financial well-being of its members. As one of the largest credit unions in Georgia, Peach State offers a comprehensive suite of financial products and services designed to meet the needs of individuals, families, and businesses throughout the state.
The James family was struggling to make ends meet until they joined Peach State Federal Credit Union. With a high-interest-rate credit card, car loan, and mortgage, they were drowning in debt. Peach State helped them consolidate their loans into a single, low-interest personal loan, saving them hundreds of dollars each month. "Peach State gave us a second chance," said Mrs. James. "They helped us get out of debt and regain control of our finances."
Mr. and Mrs. Smith wanted to save for their retirement, but they didn't know where to start. Peach State introduced them to their investment services and helped them create a personalized investment plan. Thanks to the higher returns on their Peach State savings accounts and the guidance from their financial advisor, they are now well on their way to a secure financial future.
ABC Widgets, a small business in Athens, Georgia, was facing a cash flow crisis. Peach State offered them a small business loan with flexible terms and competitive interest rates. With the additional working capital, ABC Widgets was able to expand its production capacity and hire more employees. The business has since become one of Peach State's most successful small business clients.
Joining Peach State Federal Credit Union is easy. Anyone who lives, works, or goes to school in Georgia is eligible for membership. Simply visit one of their branches, call 1-800-298-0206, or apply online at www.peachstatefcu.org.
Product | Peach State Federal Credit Union | Traditional Bank |
---|---|---|
Personal Loans | 6.99% - 14.99% APR | 7.99% - 18.99% APR |
Auto Loans | 3.99% - 7.99% APR | 4.99% - 9.99% APR |
Mortgage Loans | 3.75% - 4.25% APR | 4.00% - 4.50% APR |
Savings Accounts | 0.50% - 1.00% APY | 0.01% - 0.25% APY |
Certificates of Deposit | 1.00% - 1.50% APY | 0.50% - 1.00% APY |
Service | Peach State Federal Credit Union | Independent Financial Advisor |
---|---|---|
Financial Planning | Free consultation, fee-based planning | Hourly or commission-based fees |
Investment Management | 1.00% - 1.50% annual fee | 2.00% - 2.50% annual fee |
Retirement Planning | Free retirement calculator, personalized plans | Hourly or fee-based plans |
Education Planning | College savings plans, 529 plans | Hourly or fee-based plans |
Estate Planning | Referrals to estate planning attorneys | Detailed estate plans with attorney fees |
Service | Peach State Federal Credit Union | Independent Insurance Agent |
---|---|---|
Auto Insurance | Exclusive discounts for members | May have access to lower rates |
Homeowners Insurance | Competitive rates and coverage options | Can compare multiple carriers for quotes |
Renters Insurance | Affordable premiums for renters | May have access to additional discounts |
Life Insurance | Term life, whole life, and universal life policies | Access to a wider range of coverage options |
Disability Insurance | Income replacement in case of disability | May have higher premiums for more comprehensive coverage |
Peach State Federal Credit Union is a trusted financial partner that offers exceptional financial products, services, and support to its members. With competitive rates on loans, higher returns on savings, a wide range of financial services, and exceptional customer service, Peach State is the smart choice for Georgians looking to improve their financial well-being.
Whether you're looking to consolidate debt, save for retirement, or simply manage your daily finances, Peach State has the experience and expertise to help you achieve your financial goals.
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