Rockland Federal Credit Union: Your Local Financial Partner

Rockland Federal Credit Union (RFCU) is a member-owned financial institution that has been proudly serving the Rockland County community for over 70 years. As a not-for-profit cooperative, RFCU is dedicated to providing competitive financial products and services while putting the needs of its members first.

Why Choose Rockland Federal Credit Union?

• Member-Owned: RFCU is owned and operated by its members, which means that it is accountable to the people it serves, not to distant shareholders.
• Not-For-Profit: As a not-for-profit institution, RFCU reinvests its earnings back into its members through lower loan rates, higher savings rates, and improved services.
• Community-Focused: RFCU is deeply committed to the Rockland County community and supports local businesses, organizations, and individuals.

Benefits of Membership

• Competitive Rates: RFCU offers competitive interest rates on both savings and loan products.
• Tailored Services: RFCU provides a range of financial products and services tailored to the specific needs of its members, including personal loans, mortgages, savings accounts, and more.
• Personalized Service: RFCU staff is dedicated to providing personalized service and building lasting relationships with its members.
• Financial Education: RFCU offers access to financial education resources and workshops to help members make informed decisions about their money.

Our Services

Personal Banking

• Savings Accounts: RFCU offers a variety of savings accounts to help you meet your financial goals, including traditional savings accounts, money market accounts, and certificates of deposit.
• Checking Accounts: RFCU offers convenient checking accounts with multiple options to fit your lifestyle, including free checking and premium checking accounts.
• Personal Loans: RFCU provides personal loans for a variety of purposes, including debt consolidation, home renovations, and unexpected expenses.
• Credit Cards: RFCU offers competitive credit cards with low interest rates and rewards programs.

Mortgage Services

• Mortgages: RFCU offers a full suite of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo loans.
• Refinancing: RFCU can help you refinance your existing mortgage to lower your interest rate and monthly payments.
• Home Equity Loans: RFCU offers home equity loans to allow you to access the equity in your home for major purchases or renovations.

Business Banking

• Business Checking Accounts: RFCU offers business checking accounts with competitive rates and convenient features.
• Business Loans: RFCU provides business loans to help you start or grow your business.
• Treasury Management Services: RFCU offers treasury management services to help businesses manage their cash flow and streamline their financial operations.

Stories from Our Members

Story 1:

Amelia: A single mother and small business owner, Amelia had struggled to secure a loan from traditional banks. RFCU was the only institution that was willing to invest in her business and provide her with the financing she needed to expand her operations.

Lesson Learned: Don't give up if you've been denied credit elsewhere. Credit unions like RFCU are often more flexible and willing to work with individuals and businesses that may not meet the criteria of traditional banks.

Story 2:

John: A retiree living on a fixed income, John was struggling to make ends meet. RFCU provided him with a low-interest personal loan to consolidate his debts and reduce his monthly payments.

Lesson Learned: Financial institutions can play a vital role in helping individuals and families manage their finances and achieve their financial goals.

Story 3:

Jessica: A first-time homebuyer, Jessica was overwhelmed by the mortgage process. RFCU provided her with personalized guidance and support throughout the entire process, making it a smooth and stress-free experience.

Lesson Learned: Having the right financial partner can make a significant difference when it comes to major financial decisions, such as purchasing a home.

How to Join Rockland Federal Credit Union

Joining RFCU is easy and convenient. To become a member, you must:

1. Live, work, or attend school in Rockland County.
2. Open a savings account with a minimum deposit of $5.
3. Pay a one-time membership fee of $5.

Call to Action

If you're looking for a financial institution that puts your needs first, look no further than Rockland Federal Credit Union. Join RFCU today and experience the difference that membership makes.

Contact us:

Website: www.rocklandfcu.org

Phone: (845) 638-0001

Email: info@rocklandfcu.org

Table 1: Savings Account Comparison

Table 2: Personal Loan Rates

Table 3: Mortgage Rates