Westconsin Credit Union: Your Trusted Financial Partner

Introduction

Westconsin Credit Union is a member-owned, not-for-profit financial institution that has been serving the communities of West Central Wisconsin since 1930. With over 60,000 members and over $1 billion in assets, Westconsin Credit Union is one of the largest credit unions in the state of Wisconsin.

Westconsin Credit Union is committed to providing its members with exceptional financial services and products, including:

• Personal banking
• Business banking
• Mortgages
• Auto loans
• Credit cards
• Investments

Westconsin Credit Union is also dedicated to giving back to the communities it serves. The credit union supports a variety of local organizations and initiatives, including:

• United Way
• American Red Cross
• Habitat for Humanity
• Local schools and libraries

Why Choose Westconsin Credit Union?

There are many reasons to choose Westconsin Credit Union as your financial partner. Here are just a few:

• Member-owned and not-for-profit: As a member-owned financial institution, Westconsin Credit Union is not driven by profits. Instead, the credit union is focused on providing its members with the best possible financial services and products.
• Exceptional customer service: Westconsin Credit Union is committed to providing its members with the best possible customer service. The credit union's friendly and knowledgeable staff is always willing to go the extra mile to help members with their financial needs.
• Competitive rates: Westconsin Credit Union offers competitive rates on all of its financial products and services. The credit union is committed to providing its members with the best possible value for their money.
• Local decision-making: Westconsin Credit Union is headquartered in Eau Claire, Wisconsin. This means that the credit union's decisions are made locally by people who understand the needs of the communities it serves.

Products and Services

Westconsin Credit Union offers a wide range of financial products and services to meet the needs of its members. These products and services include:

Personal Banking

• Checking accounts
• Savings accounts
• Money market accounts
• Certificates of deposit
• Personal loans
• Credit cards

Business Banking

• Business checking accounts
• Business savings accounts
• Business loans
• Lines of credit
• Merchant services

Mortgages

• Conventional loans
• FHA loans
• VA loans
• USDA loans
• Construction loans
• Jumbo loans

Auto Loans

• New and used auto loans
• Refinancing
• Lease-buyouts

Credit Cards

• Visa® credit cards
• MasterCard® credit cards
• Rewards credit cards
• Balance transfer credit cards

Investments

• IRAs
• 401(k)s
• Annuities
• Mutual funds
• Stocks and bonds

Membership

Membership in Westconsin Credit Union is open to anyone who lives, works, worships, or attends school in the West Central Wisconsin area. To become a member, simply open a savings account with a minimum deposit of $5.

Locations

Westconsin Credit Union has locations throughout West Central Wisconsin, including:

• Eau Claire
• Chippewa Falls
• Menomonie
• Marshfield
• Stevens Point
• Wausau

Online and Mobile Banking

Westconsin Credit Union offers convenient online and mobile banking services to its members. These services allow members to access their accounts and manage their finances from anywhere, at any time.

Community Involvement

Westconsin Credit Union is committed to giving back to the communities it serves. The credit union supports a variety of local organizations and initiatives, including:

• United Way
• American Red Cross
• Habitat for Humanity
• Local schools and libraries

Westconsin Credit Union is proud to be a part of the West Central Wisconsin community. The credit union is committed to providing its members with the best possible financial services and products, and to giving back to the communities it serves.

Common Mistakes to Avoid When Choosing a Financial Institution

When choosing a financial institution, it is important to avoid making common mistakes. These mistakes include:

• Not shopping around: It is important to compare your options before choosing a financial institution. Consider the fees, interest rates, and customer service of different institutions before making a decision.
• Choosing a financial institution that is not insured: Only choose financial institutions that are insured by the National Credit Union Administration (NCUA) or the Federal Deposit Insurance Corporation (FDIC). This insurance will protect your money in the event that the financial institution fails.
• Choosing a financial institution that does not offer the products and services you need: Make sure that the financial institution you choose offers the products and services that you need, such as checking accounts, savings accounts, and loans.
• Choosing a financial institution that has poor customer service: Customer service is important when choosing a financial institution. Make sure that the financial institution you choose has a reputation for providing good customer service.

Step-by-Step Approach to Choosing a Financial Institution

Follow these steps to choose a financial institution:

1. Define your needs: What products and services do you need from a financial institution?
2. Shop around: Compare your options before choosing a financial institution. Consider the fees, interest rates, and customer service of different institutions.
3. Choose a financial institution: Once you have compared your options, choose the financial institution that best meets your needs.
4. Open an account: Open an account with the financial institution you have chosen.
5. Start banking: Start using the products and services offered by the financial institution.

Pros and Cons of Different Types of Financial Institutions

There are different types of financial institutions to choose from, including:

• Credit unions: Credit unions are not-for-profit financial institutions that are owned by their members. Credit unions typically offer lower fees and interest rates than banks.
• Banks: Banks are for-profit financial institutions that are owned by their shareholders. Banks typically offer a wider range of products and services than credit unions.
• Online banks: Online banks are financial institutions that operate entirely online. Online banks typically offer lower fees and interest rates than traditional banks.

The following table compares the pros and cons of different types of financial institutions:

FAQs

Here are some frequently asked questions about Westconsin Credit Union:

• What are the benefits of membership in Westconsin Credit Union? Members of Westconsin Credit Union enjoy a variety of benefits, including:
  • Lower fees and interest rates
  • Exceptional customer service
  • Local decision-making
• How do I become a member of Westconsin Credit Union? To become a member of Westconsin Credit Union, simply open a savings account with a minimum deposit of $5.
• What are the hours of operation for Westconsin Credit Union? Westconsin Credit Union's hours of operation are:
  • Monday-Friday: 9:00 AM - 5:00 PM
  • Saturday: 9:00 AM - 12:00 PM
• Where are Westconsin Credit Union's locations? Westconsin Credit Union has locations throughout West Central Wisconsin, including:
  • Eau Claire
  • Chippewa Falls
  • Menomonie
  • Marshfield
  • Stevens Point
  • Wausau
• Does Westconsin Credit Union offer online and mobile banking? Yes, Westconsin Credit Union offers convenient online and mobile banking services to its members.

Conclusion

Westconsin Credit Union is a trusted financial partner that is committed to providing its members with the best possible financial services and products. Westconsin Credit Union is a member-owned, not-for-profit financial institution that offers a wide range of products and services, including personal banking, business banking, mortgages, auto loans, credit cards, and investments. Westconsin Credit Union is also dedicated to giving back to the communities it serves.